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Common questionsQuestions investors often ask
What
does the manager do?
What
is the trust deed?
What
is diversification?
For example, today the sharemarket might be out-performing the other sectors but tomorrow the bond market may be more favourable. By investing in more than one asset class you are not only spreading the risk of you investment, your are also gaining greater exposure to potential returns.
What
is BT Link? BT Link is a toll free telephone transaction service that connects you personally with a member of our Client Services team. It is not an automated information service. When you join BT Link, you have two options:
Want to know more about BT Link?
Can
I access my money?
Payments are generally made within ten working days.
What
is a unit trust? As the value of the underlying investments (shares, bonds, property, cash) in each fund changes, the dollar value of your units will rise and fall accordingly. It's important to remember that the dollar value of units can go down if the value of the underlying investments decrease.
What
are sector funds?
What
are balanced funds?
What
are income distributions?
Income can include:
As each fund generates income, this may be paid out ('distributed') to investors as 'income distributions'. However, the funds may not necessarily make distributions every quarter. The amount you receive as a distribution from each fund depends, firstly, on whether or not the fund generates income for that quarter and, secondly, on how much income is earned. Want to know more about distributions? How is my investment taxed? 1 BT Investment Funds (Australian Dollar unit trust) - not tax paid BT Classic Investment Funds (Australian Dollar unit trust) - not tax paid For more information on Tax please refer to the relevant Product Disclosure Document
How
do I know how much my investment is worth?
To work out the dollar value of your investment: Multiply the number of units you currently have in a particular fund by the exit/sell price for that fund to get the current value of your investment in that fund. If you hold units in more than one fund you will need to repeat the equation for each fund you are invested in. 1 This information is subject to the Terms of use and is based on current laws and their interpretation. The levels and basis of taxation may change. The application of taxation laws depends on an investor's individual circumstances. Individuals should seek professional advice on the implications of investing and should not rely on this information which should be used as a guide only. |