Terms of Use of My BT Portfolio

Terms of Use
1.1 Welcome to the btonline.co.nz website (“this website”).
1.2 In this website, a reference to:
“BT”, "BT Financial Group", “us”, “we” or “our” is a reference to any or all of BT Financial Group Pty, BT Funds Management Limited, BT Funds Management No. 2 Limited and Westpac Financial Services, as applicable.
"BT Financial Group Pty" means BT Financial Group Pty Limited ABN 38 087 480 331.
“BT Funds Management” means BT Funds Management Limited ABN 63 002 916 458.
“BT Funds Management No. 2” means BT Funds Management No. 2 Limited ABN 22 000 727 659.
“Westpac Financial Services” means Westpac Financial Services Limited ABN 20 000 241 127.
"Westpac Group" means Westpac Banking Corporation ABN 33 007 457 141 and its subsidiaries (including BT Financial Group Pty, BT Funds Management Limited, BT Funds Management No. 2 Limited and Westpac Financial Services), and "Westpac Group company" has a corresponding meaning.
1.3 This website is owned by BT Financial Group Pty and is operated by BT Financial Group Pty and other Westpac Group companies. The content of this website is provided for information purposes only and is not intended to be financial advice.
1.4 Your access to this website is subject to these terms and conditions, the BT Privacy Policy notices, disclaimers, any other terms and conditions or other statements contained on this website, and if you use the “My BT Portfolio” facility, the additional terms of use for the My BT Portfolio facility (referred to collectively as "Terms of Use"). By accessing, viewing or otherwise using this website, you agree to be subject to these Terms of Use.
1.5 We may, at our sole discretion, vary or modify these Terms of Use without notice. Any subsequent access to, or use of, this website by you will constitute an acceptance of those modifications.
1.6 You agree that where BT Financial Group Pty or any other Westpac Group company is required, by law or otherwise, to provide you with a document, you consent to the provision of that document electronically through the links on this website. We suggest that you print a copy of the document, or file it electronically, for future reference.
Website is for use by New Zealand investors only
1.7 The information on this website is provided to persons located in New Zealand only and is not provided to any person who is located in any other country.
Value of your investments in BT products
1.8 The value of your investment(s) in BT products as stated on this website is based on the latest allotted exit price and the unit balance as currently recorded.
Currency, unit prices and unit balances for BT products
1.9 References to currency on this website are to Australian dollars, unless otherwise stated. Exchange rate fluctuations between the Australian dollar and New Zealand dollar will affect the New Zealand dollar value of your investment.
1.10 Generally, unit prices are calculated on each business day for the preceding business day. When you make an investment in the investment option, we will allocate units to you based on the entry price for the business day on which we receive your application. When you withdraw from the investment option, we will redeem your units based on the exit price for the business day on which we receive your withdrawal request. Entry and exit prices for each business day will usually be posted on BT Online by the morning after the next business day. Delays may occur in calculating or updating the unit prices. For more information about unit prices, please refer to the relevant Product Disclosure Statement.
My BT Portfolio Profile
1.11 Your My BT Portfolio profile details (such as Regular Investment Plan details) as stated on this website may not include any recent amendments that you have made. Changes to your My BT Portfolio profile will normally be made the business day following your request. However, delays may occur in updating your My BT Portfolio profile details, for example your unit balance may not include recent transactions that have not yet been processed.
Disclosure documents
1.12 BT Funds Management Limited, BT Funds Management No. 2 Limited and Westpac Financial Services currently BT Investment Funds and BT Premium Cash Fund. Investments in BT Classic Investment Funds are open to existing investors only. The offers are contained in the relevant product disclosure statement (PDS) or other disclosure document. To invest, complete the application form attached to or accompanying the relevant disclosure document, a copy of which can be obtained by accessing the document through the appropriate website link and printing it or telephoning 0800 800 661. Investors should consider the disclosure document in deciding whether to acquire, continue to hold the product or dispose of interests in the investment options.
1.13 Any transaction in any BT investment option will be processed on the terms of the relevant disclosure document (as amended).
Important disclaimers
1.14 All information contained on this website is given in good faith and has been derived from sources believed to be accurate. However, the information is selective and neither BT Financial Group Pty nor any other Westpac Group company has verified the information, which may not be complete or accurate for your purposes. Those companies make no representation or warranty of any kind as to the accuracy or completeness of the information. It is general information only and should not be considered as a comprehensive statement on any matter and should not be relied upon as such.
1.15 To the maximum extent permitted by law, neither BT Financial Group Pty nor any other Westpac Group company, nor any of their directors, employees and associates guarantees the security of this website, gives any warranty of reliability or accuracy nor accepts any responsibility arising in any other way including by reason of negligence for errors in, or omissions from, the information on this website and does not accept any liability for any loss or damage, however caused, as a result of any person relying on any information on this website or being unable to access this website.
1.16 You agree to use and link to this website at your own risk. Neither BT Financial Group Pty nor any other Westpac Group company will be liable for any loss or damage from any cause (including negligence) to your system or website caused by or in connection with the use of or a link to this website. Any such loss or damage will be your responsibility.
1.17 Should you leave this website via a link contained within this website, and view content that is not provided by a Westpac Group company, including content in relation to the issue or sale of a financial product:
(a) you do so at your own risk. The content to which you link will not have been produced, checked for accuracy, or otherwise reviewed by a Westpac Group company. No Westpac Group company is responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such website, whether actual, alleged, consequential or otherwise. No Westpac Group company makes any guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party;
(b) the issuer or seller of the financial product should be identified on the link;
(c) a PDS should be available from the place and from the person identified on the link; and
(d) you should consider the PDS for the relevant product in deciding whether to acquire, or to continue to hold, the product.
1.18 Investments in the funds and trusts referred to on this website do not represent deposits with, or other liabilities of, Westpac Banking Corporation ABN 33 007 457 141 or any other Westpac Group company, and are subject to investment risk, including possible delays in repayment or loss of income and capital invested. No Westpac Group company stands behind the repayment of capital or guarantees the investment performance of the funds and trusts referred to on this website.
1.19 In preparing the information contained on this website, we have not taken into account your objectives, financial situation or needs. Before investing on the basis of the information contained on this website, you should consider (with or without the assistance of an adviser) whether the information in this website is appropriate to you in light of your particular objectives, financial situation and needs. You should obtain a PDS or other disclosure document relating to a product referred to on this website before making any decision about whether to acquire, continue to hold or dispose of interests in the investment options.
1.20 The information on this website is based on current laws and their interpretation. The application of many laws, including taxation laws, depends upon an investor's individual circumstances. You should, therefore, consider seeking professional advice on the legal and taxation implications of investing and should not rely on the information provided, which should be used as a guide only.
1.21 In contributing information contained on this website and in providing their respective products through this website, each of BT Funds Management Limited, BT Funds Management No. 2 Limited and Westpac Financial Services Limited is acting as principal and does not act as a representative of any other Westpac Group company.
1.22 Copyright in the information contained on this website is owned by BT Financial Group Pty. You may use this information for your own personal reference only. You may reproduce this information in hard copy solely for your personal use. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or incorporated in any way into another document or other material.

The information shown on this site does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. Any taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and our interpretation. Your individual situation may differ and you should seek independent professional tax advice. You should also consider obtaining personalised advice from a professional financial adviser before making any financial decisions in relation to the matters discussed hereto.
BT Funds Management Limited, BT Funds Management No. 2 Limited and Westpac Financial Services Limited are members of the Westpac Group. An investment in the BT Investment Funds, BT Premium Cash Fund and BT Classic Investment Funds is not an investment in, a deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (the Bank) or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment and loss of income and principal invested. None of the Bank, any other company in the Westpac Group or any appointed investment manager stands behind or otherwise guarantees the capital value or investment performance of any investment option.

© BT Financial Group - A Division of Westpac Banking Corporation.